United States (national)
Top drivers
⌁ mcp.call("adw-005") vADW-005-fred-2.0 How affordable is real estate vs income?
United States (national)
Top drivers
⌁ mcp.call("adw-005") vADW-005-fred-2.0 A real-estate investment screening agent calls ADW-005 monthly for each target metro and gates acquisition underwriting on whether the affordability_score is above 50 AND the rent_to_income_ratio trend is rising — a combination that signals rental demand holding up even as ownership becomes less accessible, the market condition most favorable to multifamily yield. The IOM's source_lineage (FRED housing data + World Bank) lets the agent's compliance module confirm no proprietary or licensed data is embedded, clearing a key restriction for regulatory reporting on fund inputs.
A residential REIT's acquisitions team uses ADW-005's price_to_income_ratio and rent_to_income_ratio together to rank markets for next-quarter deal sourcing, replacing a quarterly ATTOM data subscription that costs multiples of the ADW API price and delivers raw indices rather than a pre-scored 0-100 affordability object. At the current reading of 58.6 — the only data point in the backtest, indicating a fresh baseline — the team can anchor their underwriting model immediately and layer in trend data as monthly refreshes accumulate.
100-(Norm_Price_Income+Norm_Rent_Income)
Version ADW-005-fred-2.0 · validated to beat a naive baseline · benchmark: ATTOM/Zillow (proprietary)