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Finance · Index Gold

SMB Credit-Default Proxy

Enable lenders and suppliers to assess credit default risk for small and medium-sized businesses that lack public financial disclosures or credit bureau histories.

Refresh
daily
History
single vintage
Plan
Gold
Stable

📈 Live history is activating for this object — the automated backfill is in progress.

⌁ mcp.call("adw-202") v1.0
Forward outlook

Prediction

Horizon
Recommended use
Enable lenders and suppliers to assess credit default risk for small and medium-sized businesses that lack public financial disclosures or credit bureau histories.
Methodology

How it's built

Aggregate alternative data signals such as utility payment history, court records, and bank transaction aggregates to compute a proprietary default probability score using logistic regression or gradi

Public court recordsutility payment registriesbusiness registration databasesand open-source financial news feeds.

Version 1.0 · validated to beat a naive baseline · benchmark: D&B/Creditsafe