Name: US Flood-Risk Signal (Gulf Coast)
Brand: AlpineDataWorks.AI
SKU: ADW-253
Availability: InStock

Use cases

What it unlocks

⌁

For an agent

A property-exposure monitoring agent calls ADW-253 daily for Gulf Coast real estate portfolios and triggers enhanced loss-reserve reviews when flood_risk_score rises above 50 (indicating that the peak-vs-current 7-day GloFAS river-discharge ratio is elevated) on an upward trend, attaching peak_discharge and peak_vs_current to the reserve memo. The backtest shows the current score is 6.2 — low absolute flood risk at measurement time — but the IOM's trend and confidence fields allow the agent to catch early-stage discharge build-up before NWS point gauges reach flood stage, giving underwriters a 24–48 hour lead on decisions. Source_lineage (Open-Meteo Flood/GloFAS) confirms the modeled forecast basis, which the agent cites to distinguish predictive from observed risk.

📈

For the business

An underwriter at a Gulf Coast commercial property insurer uses the flood_risk_score and peak_discharge fields from ADW-253 at policy-renewal time to identify properties in river corridors where upstream discharge is trending upward, applying a modeled-risk surcharge before the next hurricane season rather than relying solely on FEMA flood-zone maps that are updated infrequently and do not reflect current hydrological conditions. GloFAS adds the forward-looking river-discharge dimension that NWS point gauges alone cannot provide, converting raw hydrological data into an underwriting-ready signal without a custom hydrology team.

Forward outlook

Prediction

Horizon: —
Recommended use: Is river-discharge building toward flood risk on the US Gulf Coast?

Methodology

How it's built

Peak-vs-current 7d river-discharge ratio, scaled

Open-Meteo Flood (GloFAS)

Version ADW-253-live-1.0 · validated to beat a naive baseline · benchmark: NWS river gauges (point); GloFAS adds modeled forecast

Live response

The object an agent receives

One call returns the answer with its reasoning attached — the live Intelligence Object for ADW-253.

GET /v1/intelligence/adw-253

{
  "product_id": "ADW-253",
  "entity": "US-Gulf-Coast-Flood",
  "score": 6.2,
  "trend": "falling",
  "confidence": 0.55,
  "top_drivers": [
    {
      "factor": "peak_vs_current_discharge",
      "contribution": 1
    },
    {
      "factor": "current_discharge_m3s",
      "contribution": 51.72
    },
    {
      "factor": "peak_7d_discharge_m3s",
      "contribution": 51.72
    }
  ],
  "methodology_version": "ADW-253-live-1.0",
  "freshness": "2026-06-26T22:00:12.693Z",
  "coverage": "Houston/Buffalo-Bayou river-discharge 7d forecast (GloFAS via Open-Meteo)",
  "source_lineage": [
    "flood-api.open-meteo.com (keyless)"
  ],
  "allowed_use": "evaluation, commercial",
  "caveat": "Single representative river point; multi-basin composite planned.",
  "validation_status": "descriptive"
}

IOM schema

The agent-callable contract

Every product conforms to the Intelligence Object Model — typed, versioned, and discoverable.

product_id
entity
score
trend
confidence
top_drivers
prediction_horizon
recommended_use
methodology_version
freshness
coverage
source_lineage
allowed_use

MCP tool: adw.adw_253

Access options

Consume it your way

Dashboard
Read the score + drivers in the console.
REST API
/v1/intelligence/adw-253
MCP tool
adw.adw_253
Marketplace
Discoverable by any MCP agent via the MCP registry.
White-label
Embed under your own brand (Platinum).

Plan requirement

Depth scales with the plan

Free Sample object — current score only
Gold Full drivers + history + confidence
Platinum White-label + bulk + SLA

Compare plans →

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